Why Use a Mortgage Broker?

In the past twenty years, independent mortgage brokers have had a significant positive impact on the lending industry. Today the use of a professional Mortgage Broker is one of the key strategies used by sophisticated Borrowers.

What is a Mortgage Broker?

A mortgage broker is an independent real estate financing professional who specializes in the origination of residential mortgage loans. Mortgage Brokers normally pass of the actual funding and servicing of loans on to "Wholesale Lending Sources." A Mortgage Broker is also an independent contractor working with (on average) as many as 100 Lenders at any one time. By combining professional expertise with direct access to hundreds of loan products, your broker provides the most efficient way to obtain financing tailored to your specific financial goals.

What do Mortgage Brokers do?

In the volatile home-lending market, Mortgage Brokers can serve as "Police," offering their clients security, safety, and peace of mind. One of the Mortgage Brokers most important functions is escorting your loan application through the entire process, constantly patrolling the component transactions for possible breakdowns. A professional Mortgage Broker can wade through the mountains of rate data and program options, researching current market conditions to find the most accurate and up-to-date information about cost-effective mortgage loan options.

Brokers Handle the Details!

There are literally thousands of variables that can affect the outcome of your mortgage transaction. That is why you need a Mortgage Broker to act as a liaison between the title and escrow company, real estate agent, wholesale lender, appraiser, credit agency, the underwriters, attorneys and any other services that may affect your transaction.

A Mortgage Broker also:

* Discusses and explains financing program options

* Informs you, in writing of lock-in options

* Explains all documents of the loan application

* Explains all associated costs of the loan application

* Explains the disbursment of all loan applications

* Explains the loan process, from application to closing

* Provides you with a good faith estimate of costs and fees

* Communicates with you in a timely manner throughout the entire process

* Coordinates the final closing of your transaction

Brokers are your resource for questions or concerns after your transaction closes.

BretlinFloridaMortgage.com is dedicated to providing our clients with 100% dedication to customer service. Our reputation, experience and professionalism speaks for itself.  For more information or to apply now click here: www.bretlinfloridamortgage.com   If you would like to contact us email: info@bretlinfloridamortgage.com or call us at 904-226-0648    We specialize in mortgage loans from $100,000 to $10,000,000  Loans are available in Florida, Georgia and 15 Other States. If you live in another state and wish to use our services contact Glenn Keller at glenn.keller@bretlinfloridamortgage.com  Call us Toll Free at 800-572-5964

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