VA Loan Purposes

1. To buy a home including townhouse or condominium unit in a VA approved project
2. To build a home
3. To simultaneously purchase and improve a home
4. To improve a home by installing energy related features such as solar or heating/cooling systems, water heaters, insulation, weatherstripping, caulking, storm windows/doors or other energy efficient improvements approved by the lender and VA. These features may be added with the purchase of an existing dwelling or by refinancing a home owned and occupied by the veteran. A loan can be increased up to $3,000 based on documented costs or up to $6,000 if the increase in the mortgage payment is offset by the expected reduction in utility costs. A refinancing loan may not exceed 90 percent of the appraised value plus the costs of the improvements. Check with a lender or VA for details.
5. To refinance an existing home loan up to 90 percent of the VA-established reasonable value or to refinance an existing VA loan to reduce the interest rate.
6. To buy a manufactured home and/or lot.

BretlinFloridaMortgage.com - Phone: 1-800-572-5964 - Email: info@bretlinfloridamortgage.com  We are your VA Home Loan Experts - Apply Online Anytime at http://www.bretlinfloridamortgage.com

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