BretlinFloridaMortgage.com
No Money Down Mortgage Options
Phone: 904-226-0648 or 800-572-5964 - Email: info@bretlinfloridamortgage.com

Question: Do you offer 100% financing for first time home buyers?

Answer: Yes. We have a wide range of no money down mortgage programs for first time home buyers. Many of these programs are very flexible and will accommodate bad credit borrowers. Apply now and let us find one that works for you.

Question: Do I have to pay off old collections or clean up my credit to qualify for 100% financing?

Answer: No. Generally we ignore all collection accounts that are 24 months old or older. We only look at the original date that they became collections regardless of their current reporting status. And in many cases we will overlook collections that occurred in the last 12 months as well.

We encourage you to make application. There is no cost or obligation. Let us determine what you qualify for.
 
100% Mortages With Bad Credit
Credit Score
Criteria
580
 Full documentation. All employment types.
680
 No- income verification for self-employed borrowers
700
 No income verification for wage earners (W2 employees). Refinance only. No first time home buyers.
700
 No income verification for wage earners (W2 employees). First time home buyers okay.
Housing History Notes:
If you do not have any open accounts on your credit report you must have a 24 month rent history - verifiable with rental management company, or 24 months cancelled checks.
If you have at least 2 open accounts on your credit report with 24 months history you do not have to have any rent history at all. Living with family is okay.
100% With Good Credit
Do you have excellent credit? We also offer the best and lowest cost selection of no money down mortgage products for borrowers with good credit including our 100% financing with no income or asset verification. Great rates. Apply today and let us guide you to the best program for you.
No-Doc Mortgages

No questions about your job, income, or assets. Period. Visit our No-Doc website to learn more. http://www.bretlinfloridamortgage.com/applyonline.htm
Credit Repair
Our Credit Repair Division is super effective. It can change everything. Highly recommended. 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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BretlinFloridaMortgage.Com    3015-109 Aqua Vista Lane       Saint Augustine FL 32084    voice 800-572-5964    fax 904-339-9297      

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