Looking for a home? Want to choose the right Mortgage? www.bretlinfloridamortgage.com

Mortgages and Home Loans. Looking for a home.
Home Mortgages Introduction
Are you interested in buying a home, but feeling a little overwhelmed by all of the home mortgage options available? You're not alone. Buying a home is a big decision and there are so many things to consider and understand. There are really only 2 types of home mortgages, fixed rate mortgages and adjustable rate mortgages. But when you take into account the multiple programs and options under each type of loan; it's enough to intimidate most people.

Certain factors will affect the interest rate you receive on your home loan, such as your FICO, or credit score, your debt-to-income ratio, the amount of down payment, and the loan duration.




A home loan will likely be one of the largest investments most people make. Making sure you get the best mortgage rate is crucial, especially when you take into consideration that the average home loan comes in 15 year and 30 year loans. At that length of time, even a small increase in the mortgage interest rate could cost you thousands of dollars over the life of the home mortgage.

After accessing your personal finances, and what your short-term and long-term plans are, you can get a better feel for the mortgage loan that fits you.

The average length of home ownership in the United States is under 7 years, yet most people opt for a 30-year fixed rate.

Types of Home Mortgages and Home Loans
Costs included in a home mortgage payment
About Private Mortgage Insurance, or PMI
What is APR, in terms of Mortgages? What affects the interest rate I receive on my mortgage?
How influential is your credit score?
Lock in your interest rate
Choosing the right mortgage

BretlinFloridaMortgage.com: www.bretlinfloridamortgage.com  Apply online anytime or contact us at info@bretlinfloridamortgage.com   Phone: 1-800-572-5964

We offer conventional, non-conforming, Jumbo, FHA and VA home loans in Florida, Georgia, Alabama, North Carolina, South Carolina, Maryland, Alaska, California, Colorado, Indiana, Louisiana, Missouri, Mississippi, Minnesota, New Mexico, Pennsylvania, Tennessee. Home Mortgage Financing from $100,000 to $15,000,000. Full Documentation, Stated Income, No-Documentation loans and Government home loans.

Toll Free Anytime: 800.572.5964  BretlinFloridaMortgage.com

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