The BretlinFloridaMortgage.com  Loan Process:

If you have questions regarding this article, please use our free question form, or call us toll free 1-800-572-5964.

Knowing Your Options
Contact our mortgage associates at 1-800-572-5964 to discuss several options that may save you more money.

Application
Know your financing options. When you find the one that best suits your needs, Apply Online or call one of our loan consultants toll-free at 1-800-572-5964.

Pre-Approval
Once you have submitted your completed loan application, we will utilize our, in-house, FNMA and FHLMC automated underwriting software and obtain your pre-approval.

Loan Package
Bretlin Home Mortgage of Florida will send you our mortgage application package containing a printed loan application, applicable mortgage disclosures and a document checklist of items required from you, prior to closing. Simply return this package with the items requested as quickly as possible for underwriting review.

Appraisal
Once we have received your returned mortgage application package and signed disclosures, we will order the required appraisal on your property if one has not been ordered already.

Rate Lock and Free Float-Down
We recommend locking your interest rate as soon as possible, especially with today's volatile market. Should rates improve after you have obtained your lock-in, we will honor the lowest rate we have available, up to 10 days before your scheduled closing date.

Final Approval
Once we have received your appraisal and your lock has been confirmed, Bretlin Home Mortgage of Florida will submit your complete file for final underwriting review.

Closing
We will send you a copy of your HUD-1 Settlement Statement, prior to your scheduled closing date, for your review.

Apply Now at www.bretlinfloridamortgage.com

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