Welcome to www.BretlinFloridaMortgage.com ! We specialize in 100% Mortgage Financing solutions and offer  stated income mortgage financing programs for qualified home-buyers wth good credit history. We assure you of our dedication to providing you with the lowest rate and superior service. We are a full service mortgage company offering Conventional, Non-conforming, FHA and VA Mortgage loans. Our rates are typically .125 to .375 lower than the competition, so we can save you thousands of dollars over the life of the loan!  We are available after hours and weekends. You can apply online or by phone for convenience.  If you are considering purchasing or refinancing a home in Florida or one of 17 other states that we are licensed in and need a Conventional, Non-conforming, FHA or VA home loan, give us a call anytime or email us at   We also offer mortgage home loans in Alaska, California, Colorado, Montana, Indiana, Louisiana, Maryland, Mississippi, Minnesota, New Mexico, North Carolina, North Dakota, Pennsylvania, South Dakota, South Carolina, Tennessee and Texas.

We Specialize in mortgage financing solutions: We offer  home loans from $100,000 to $15,000,000.  We have the mortgage financing solutions for your Florida home financing needs! We offer many different home loans that are tailored to suit your needs. Choose www.BretlinFloridaMortgage.com   for the best rates and service. We offer Florida  Conventional Conforming, Non-Conforming, FHA and VA Home Loans. We are now also  licensed in 17 other states! Ask about our 100% Financing Programs.  We have Stated Income Mortgage Financing Programs available. Let us get your loan approved quickly with financing that suits your families needs. We are FHA & VA loan experts!  We offer every mortgage program available, with the lowest rates anywhere. All of this from the convenience of your home. The entire transaction can be completed by your phone and the internet.

Is your credit less than perfect? At BretlinFloridamortgage.com   we understand that from time to time many people have difficulty making a payment on time. It can be due to layoffs, illness or a time of just not having enough to go around that month. We offer Florida home financing for people with less than perfect credit. Many times we also have down payment assistance programs available. Let us show you how to get an FHA mortgage with a low fixed rate,  with less than perfect credit and borrow 100% of what you need with our unique down-payment gift programs. Many of our customers  come out of pocket with less than $375 including the closing costs! We are your  FHA & VA home mortgage experts and will get you approved when others say no.

Our customers can always expect the best from us! Our customers come first! Our many past and present customers a know that BretlinFloridaMortgage.com  will always not just give them the best rates and home financing programs available, but help them in getting in to the home of their dreams!  Whether you need financing from $100,000 to $15,000,000, we have home loans that you and your family need and deserve. We value all of our customers from St. Augustine, Palm Coast, Jacksonville, Kings Bay and all locations throughout Florida and 17other states. Our Conventional,FHA and VA mortgage rates can't be beat by the banks! Call us now at BretlinFloridaMortgage.com  ( We are available nights and weekends, just give us a call) or email us    Ready to get started? Apply online now or give us a phone call anytime!